Free shipping on orders above $100!

Labor Day Sale

10% off sitewide through September 7th!

Furnish now, pay later. A better way to buy.

With Affirm 12-month financing, you can easily say YES to beautiful new home décor.

Affirm helps you say yes and keeps you out of unhealthy debt.

Credit cards are a bad financial choice, with compounding interest, penalties and late fees creating mountains of debt. Those fees are how credit card companies prosper.

Affirm never charges you late fees or penalties – you’ll know what you’re paying up front and that number will never go up. With Affirm, you don’t have to make a choice between what you want and a mountain of debt.

Financing your Zinc Decor purchase with Affirm is not like using a credit card.

No late fees or penalties. Ever.

Affirm is fair. We will never charge you late fees, penalties or surprise costs of any kind.

Know what you owe

You’ll know the monthly payment amount and total amount you’ll pay up front.

Flexible payments

Spread your fixed payments over 3, 6 or 12 months. Whatever schedule works for you.

Prequalify in Minutes

Complete a quick application and see your payment plans. Applying will not affect your credit score.

How to qualify

When you find an item you like at Zinc Décor, simply select PREQUALIFY NOW next to the Affirm logo under the price.

A popup will show you sample payment plans for that item. Select “See if you qualify” to start the process.  (checking your eligibility won’t affect your credit score)

Qualifying with Affirm couldn't be simpler. They'll ask you for:

  • Your cell phone number (Affirm provides payment reminders via email and text message)
  • Your legal name
  • An email address
  • Your birthday
  • The last 4 digits of your social security number
  • Confirm some identifying information

If you qualify, Affirm will present you with options to pay over 3, 6 or 12 months. 

That’s it!

Affirm will send you a special link to their website where you can log in to view your loan details, manage AutoPay, and much more. If you have no credit history, you may still be able to qualify.

Subject to eligibility check and approval. Estimated payment amount excludes taxes and shipping fees. Payment options are provided by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.​

Rates are between 0–30% APR. Subject to credit check and approval. Down payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.